Join organized community savings with trust and proof.

Coming soon on all platforms

Download on the

App Store

Get it on

Google Play

Get it from

Microsoft Store

How Ayuuto works

Everything your circle needs — in one place.

From starting a circle to tracking every payout, Ayuuto keeps your savings group organized, fair, and fully transparent.

Start your own savings circle or join one with family, friends, or your community — in minutes.

Set your amount and schedule once; contributions are collected automatically each cycle.

Everyone sees the rotation order and exactly when their payout arrives — no surprises.

Members are verified so you can save with confidence, knowing who's in your circle.

Gentle reminders before each contribution and an alert the moment a payout is sent.

Every contribution and payout is logged with a clear receipt you can review anytime.

MAAL does not hold, move, route, or transmit money. Ayuuto is a digital ledger and organizational tool only.